FAQ
A: All FDA approved brand and generic prescription medications are covered.
A: No, everyone can enroll and benefit from the plan.
A: Yes. In fact, we recommend it. Use the
prescription drug pricing tool to get
prices.
A: Yes, and you can expect even greater savings!
A: Anyone may use the program if it is used at pharmacies
within the U.S., or the drugs are purchased through our US mail
order program
.
A: No. This program will not affect the way you are cared for by your
physician. You should, however, always consult with your doctor about saving
money on prescription medications.
A: Industry standards determine the discounted rate for prescription
medications. This means in most instances, all participating pharmacies will
offer the same low price. These rates are updated at least once a week, so
prices may vary depending on when you go to the pharmacy. From time-to-time,
pharmacies may offer special sale prices for a limited time on selected drugs.
These sale prices may be lower than the scheduled discount rates, in which case
the card holder will pay only the lowered sales price.
A: It means that a participating pharmacy will give you their lowest (or best)
price available at their pharmacy. In 80% of previous transactions, that price
will be significantly lower than any retail or sale price you would receive
without the card. If a brand name or generic drug is available through your
participating pharmacy at a lower price than the scheduled price, you will pay
only the lower of the two prices.
A: All chain pharmacies and most independent pharmacies have been given equal
opportunity to serve you via this program. Pharmacies are required to offer
very deep discounts and assist in performing some fairly complicated drug
management procedures on behalf of our card holders, and some pharmacies simply
refuse. However that gives you the confidence of knowing that pharmacies
participating have your best interests in mind.
A: This program can be used to obtain
savings on prescription drugs that are excluded by your insurance plan or are
not covered because you have exceeded your insurance plan's maximum limits. In
some instances, you might find that the OPTIMIZERx Prescription Card's price is lower than your program's co-payment amount. In
addition, if your plan does not offer you a drug card and you are reimbursed
after each transaction, you may be able to use the OPTIMIZERx Prescription Card to lower your out-of-pocket expenses.
A: As a OPTIMIZERx Prescription Discount Card member, you are entitled to your benefit. Your
pharmacist will not know what the card savings will be until the prescription is
sent for pricing via the pharmacist's computer. If your Pharmacist does not want
to comply with the program, you should consider going to a pharmacy that honors
the card.